Minneapolis / Elk River
Elk River has 26,793 residents (give or take 26) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US2718674, checked 2026-10-19), about 633 people per square mile.
Elk River is about 29 miles from the Census center point for Minneapolis in a straight line and covers 42.326 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
The quote form takes a ZIP code; for Elk River that is 55330 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).
Of the 9,835 occupied homes in Elk River, 78% heat with natural gas, 0% with heating oil, 15% with electricity and 4% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US2718674, checked 2026-10-19).
Gas heats 78% of Elk River against electricity at 15%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.
Elk River has about the Sherburne County oil share of 0% and 1 points less electric heat than the county's 16% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US27141, checked 2026-10-19).
Elk River has 10,214 housing units, 2% built before 1940 and 26% before 1980, with 44% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2718674, checked 2026-10-19).
Elk River has 3 points more homes built after 2000 than the county's 41% (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US27141, checked 2026-10-19).
The median Elk River home was built in 1997 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US2718674, checked 2026-10-19) and the median home has 6.3 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US2718674, checked 2026-10-19).
68% of Elk River homes are single-family detached, 3% are in two- to four-unit buildings and 17% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US2718674, checked 2026-10-19).
21% of Elk River homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2718674, checked 2026-10-19), so beside the 68% detached houses there is a real share of jobs where the landlord, not the resident, signs the quote.
Elk River has 11 points fewer detached houses than Sherburne County overall (79%) (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US27141, checked 2026-10-19).
44% of Elk River housing was built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2718674, checked 2026-10-19), and homes that recent usually meet the insulation codes in place at the time, so a heat pump sized to the floor plan lands closer to the real load than it would in an older neighborhood.
No electric utility is on file for Elk River on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.
Xcel Energy MN residential rebates 2024-2026, run by Xcel Energy, is a live program for Minnesota addresses and covers qualifying equipment at $2,000 per system (registry row 13 verified 2026-10-15, https://www.xcelenergy.com/staticfiles/xe-responsive/Programs%20and%20Rebates/Residential/24-1-201%20MN%20Res%20Rebate%20Summary%20Information%20Sheet.pdf, checked 2026-10-16); confirm eligibility for the Elk River address before counting it. With 15% of Elk River homes already on electric heat and 82% on gas, oil or propane, the row that applies depends on the name on the electric bill and the fuel coming out.
CenterPoint Energy MN ducted ASHP rebate, run by CenterPoint Energy, is a live program for Minnesota addresses and lists a standard figure of $1,100 (registry row 46 verified 2026-10-16, https://www.centerpointenergy.com/en-us/savings-solutions/energy-efficiency/ducted-air-source-heat-pump, checked 2026-10-16); confirm eligibility for the Elk River address before counting it.
Median household income in Elk River is $108,741 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US2718674, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
Heating design temperature: -13F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Sherburne County row, 99% heating, PDF pages 60 to 64 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That -13F figure is the Sherburne County cold-day number a Elk River heat pump is sized against, so ask the installer to show the system's heating output at -13F, not at the milder rating-label temperature.
Ask whether the quote is whole-home or partial-home, because with 78% of Elk River on gas and 15% already electric the two paths carry different rebate figures and different sizing.
Ask for the heat-loss calculation room by room; the median Elk River home has 6.3 rooms and was built around 1997, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.
The form on this page is the follow-up for Elk River. The public number is the number the contractor quotes from.
No local contractor is named on this door for Elk River yet. A request from this page goes to the first licensed shop that takes the door.