Minneapolis / Moorhead
Moorhead has 45,036 residents (give or take 68) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US2743864, checked 2026-10-19), about 2,021 people per square mile.
Moorhead is about 213 miles from the Census center point for Minneapolis in a straight line and covers 22.283 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
The quote form takes a ZIP code; for Moorhead that is 56562, 56563 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).
Of the 18,508 occupied homes in Moorhead, 57% heat with natural gas, 1% with heating oil, 36% with electricity and 3% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US2743864, checked 2026-10-19).
Gas heats 57% of Moorhead against electricity at 36%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.
Moorhead has about the Clay County oil share of 2% and 3 points more electric heat than the county's 33% (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US27027, checked 2026-10-19).
Moorhead has 19,184 housing units, 7% built before 1940 and 48% before 1980, with 35% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2743864, checked 2026-10-19).
Moorhead has 3 points fewer pre-1940 homes than Clay County as a whole (10%) (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US27027, checked 2026-10-19).
The median Moorhead home was built in 1983 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US2743864, checked 2026-10-19) and the median home has 5.6 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US2743864, checked 2026-10-19).
51% of Moorhead homes are single-family detached, 3% are in two- to four-unit buildings and 33% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US2743864, checked 2026-10-19).
42% of Moorhead homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2743864, checked 2026-10-19), so beside the 51% detached houses there is a real share of jobs where the landlord, not the resident, signs the quote.
Moorhead has 9 points fewer detached houses than Clay County overall (60%) (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=050XX00US27027, checked 2026-10-19).
42% of Moorhead homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2743864, checked 2026-10-19), so the market splits between resident-led jobs where the occupant picks the system and landlord-led jobs where they do not, and the rebate paperwork differs.
No electric utility is on file for Moorhead on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.
Xcel Energy MN residential rebates 2024-2026, run by Xcel Energy, is a live program for Minnesota addresses and covers qualifying equipment at $2,000 per system (registry row 13 verified 2026-10-15, https://www.xcelenergy.com/staticfiles/xe-responsive/Programs%20and%20Rebates/Residential/24-1-201%20MN%20Res%20Rebate%20Summary%20Information%20Sheet.pdf, checked 2026-10-16); confirm eligibility for the Moorhead address before counting it. With 36% of Moorhead homes already on electric heat and 61% on gas, oil or propane, the row that applies depends on the name on the electric bill and the fuel coming out.
CenterPoint Energy MN ducted ASHP rebate, run by CenterPoint Energy, is a live program for Minnesota addresses and lists a standard figure of $1,100 (registry row 46 verified 2026-10-16, https://www.centerpointenergy.com/en-us/savings-solutions/energy-efficiency/ducted-air-source-heat-pump, checked 2026-10-16); confirm eligibility for the Moorhead address before counting it.
Median household income in Moorhead is $72,761 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US2743864, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
Heating design temperature: -16F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Clay County row, 99% heating, PDF pages 60 to 64 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That -16F figure is the Clay County cold-day number a Moorhead heat pump is sized against, so ask the installer to show the system's heating output at -16F, not at the milder rating-label temperature.
Ask whether the quote is whole-home or partial-home, because with 57% of Moorhead on gas and 36% already electric the two paths carry different rebate figures and different sizing.
Ask for the heat-loss calculation room by room; the median Moorhead home has 5.6 rooms and was built around 1983, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.
The form on this page is the follow-up for Moorhead. The public number is the number the contractor quotes from.
No local contractor is named on this door for Moorhead yet. A request from this page goes to the first licensed shop that takes the door.