Minneapolis / Ramsey
Ramsey has 28,421 residents (give or take 70) (ACS 2020-2024 5-year, table B01003, https://data.census.gov/table/ACSDT5Y2024.B01003?g=160XX00US2753026, checked 2026-10-19), about 985 people per square mile.
Ramsey is about 22 miles from the Census center point for Minneapolis in a straight line and covers 28.856 square miles of land (Census 2024 Gazetteer internal points and land area, https://www2.census.gov/geo/docs/maps-data/data/gazetteer/2024_Gazetteer/, checked 2026-10-19).
The quote form takes a ZIP code; for Ramsey that is 55303 (Census 2020 ZCTA to county subdivision and ZCTA to place relationship files, ZIP areas at least 20% inside the town, https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_cousub20_natl.txt and https://www2.census.gov/geo/docs/maps-data/data/rel2020/zcta520/tab20_zcta520_place20_natl.txt, checked 2026-10-19).
Of the 10,693 occupied homes in Ramsey, 84% heat with natural gas, 0% with heating oil, 13% with electricity and 2% with propane (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=160XX00US2753026, checked 2026-10-19).
Gas heats 84% of Ramsey against electricity at 13%, so most quotes here are a partial-home system that carries the shoulder seasons and the summer while the gas furnace handles the coldest nights, or a whole-home system when the house is ready for it.
Ramsey has about the Anoka County oil share of 0% and the same 13% electric share (ACS 2020-2024 5-year, table B25040, https://data.census.gov/table/ACSDT5Y2024.B25040?g=050XX00US27003, checked 2026-10-19).
Ramsey has 10,963 housing units, 1% built before 1940 and 26% before 1980, with 41% built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2753026, checked 2026-10-19).
Ramsey has 14 points more homes built after 2000 than the county's 27% (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=050XX00US27003, checked 2026-10-19).
The median Ramsey home was built in 1996 (ACS 2020-2024 5-year, table B25035, https://data.census.gov/table/ACSDT5Y2024.B25035?g=160XX00US2753026, checked 2026-10-19) and the median home has 6.7 rooms (ACS 2020-2024 5-year, table B25018, https://data.census.gov/table/ACSDT5Y2024.B25018?g=160XX00US2753026, checked 2026-10-19).
73% of Ramsey homes are single-family detached, 0% are in two- to four-unit buildings and 8% are in buildings of five or more units (ACS 2020-2024 5-year, table B25024, https://data.census.gov/table/ACSDT5Y2024.B25024?g=160XX00US2753026, checked 2026-10-19).
With 73% detached houses and 0% in small multi-family buildings, a Ramsey quote is usually one or two outdoor units with ducted or ductless heads sized room by room. With 15% of Ramsey homes rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2753026, checked 2026-10-19), the landlord signs the quote in many of them.
Only 15% of Ramsey homes are rented (ACS 2020-2024 5-year, table B25003, https://data.census.gov/table/ACSDT5Y2024.B25003?g=160XX00US2753026, checked 2026-10-19), so nearly every quote here is the resident talking to the installer directly, and the rebate goes to the person living in the house.
41% of Ramsey housing was built in 2000 or later (ACS 2020-2024 5-year, table B25034, https://data.census.gov/table/ACSDT5Y2024.B25034?g=160XX00US2753026, checked 2026-10-19), and homes that recent usually meet the insulation codes in place at the time, so a heat pump sized to the floor plan lands closer to the real load than it would in an older neighborhood.
No electric utility is on file for Ramsey on this door yet, so this page does not name one; the name on the bill decides which rebate path applies.
Xcel Energy MN residential rebates 2024-2026, run by Xcel Energy, is a live program for Minnesota addresses and covers qualifying equipment at $2,000 per system (registry row 13 verified 2026-10-15, https://www.xcelenergy.com/staticfiles/xe-responsive/Programs%20and%20Rebates/Residential/24-1-201%20MN%20Res%20Rebate%20Summary%20Information%20Sheet.pdf, checked 2026-10-16); confirm eligibility for the Ramsey address before counting it. With 13% of Ramsey homes already on electric heat and 86% on gas, oil or propane, the row that applies depends on the name on the electric bill and the fuel coming out.
CenterPoint Energy MN ducted ASHP rebate, run by CenterPoint Energy, is a live program for Minnesota addresses and lists a standard figure of $1,100 (registry row 46 verified 2026-10-16, https://www.centerpointenergy.com/en-us/savings-solutions/energy-efficiency/ducted-air-source-heat-pump, checked 2026-10-16); confirm eligibility for the Ramsey address before counting it.
Median household income in Ramsey is $116,415 (ACS 2020-2024 5-year, table B19013, https://data.census.gov/table/ACSDT5Y2024.B19013?g=160XX00US2753026, checked 2026-10-19); many state and utility heat pump rebate programs set higher incentive tiers for income-qualifying households, so the household income on the application, not the town median, decides which level applies.
Heating design temperature: -11F. Source: ENERGY STAR Design Temperature Limit Reference Guide (2019 Edition), Anoka County row, 99% heating, PDF pages 60 to 64 of 141 (Revised 11/11/2020), https://www.energystar.gov/sites/default/files/Design%20Temperature%20Limit%20Reference%20Guide%20(2019%20Ed)%20-%20ENERGY%20STAR%20Single-Family%20New%20Homes_Rev11.pdf, fetched 2026-10-19, 99%.
That -11F figure is the Anoka County cold-day number a Ramsey heat pump is sized against, so ask the installer to show the system's heating output at -11F, not at the milder rating-label temperature.
Ask whether the quote is whole-home or partial-home, because with 84% of Ramsey on gas and 13% already electric the two paths carry different rebate figures and different sizing.
Ask for the heat-loss calculation room by room; the median Ramsey home has 6.7 rooms and was built around 1996, and the count of heads and the tonnage follow the rooms and the insulation, not the square footage.
The form on this page is the follow-up for Ramsey. The public number is the number the contractor quotes from.
No local contractor is named on this door for Ramsey yet. A request from this page goes to the first licensed shop that takes the door.